This Policy covers accidental bodily injury/death to the Insured
employees caused solely through external violent and visible means
and where such injury prevents the employee from performing normal
duties. This Policy usually covers permanent employees but can also
cover casual employees on request

This Policy covers accidental bodily injury/death caused solely through
external violent and visible means to individuals (whether employed or
not).

This Policy covers loss of money belonging to the Insured while such
money is in transit or on the Insured’s Business Premises. It may also
cover
• Loss or damage to safe and or strong rooms used for storage of
money resulting from theft or any attempt there at and.
• Loss of money arising from a hold up, robbery or any attempt there at

This Policy indemnifies the Insured against legal liability for damage
and claimant’s cost and experience in respect of claims for breach of
professional duty.
• First made against you by reason of any neglect, error or omission
• Occurring or committed in a good faith and in connection with the
conduct of the practice

This policy covers the insured against their legal liability to pay compensatory damages (including claimant’s costs and defense costs) for bodily or mental injury, illness, disease, or death of any patient caused or alleged to be caused by malpractice arising out of the business or profession.

This policy covers the insured against legal liability for loss or damage resulting from any wrongful act of the insured’s staff in their capacity as a director, officer, or employee of the company, except for specific exclusions.

This policy covers loss or damage to glass situated at the insured’s premises, the property of the insured